Sellers will sometimes agree to or even prefer to finance the property for you. Instead of borrowing money from a lender to pay off the seller, you will be paying off the seller over time. This can be a great option if you do not qualify on paper for a regular loan, or if the terms offered are attractive. One major benefit is that you will avoid all the fees usually associated with a loan. The terms on a seller financed loan are subject to negotiation and will be directly related to the other terms of the purchase. Work with your real estate agent to come up with an attractive package.